From 1 October 2025, LAM is upgrading your CPD and compliance resources with the launch of the 3Lines platform, complete with accredited CPD tracking, audit modules, and our full document library. You’ll also meet Regi, our new AI Compliance Assistant, plus gain IFPA membership benefits and access to the new LAM Knowledge Centre — all designed to streamline compliance and help you deliver more value to clients.

From 1 November 2025, Australia’s aged care reforms will bring higher costs, new means-testing rules, and rising accommodation rates—impacting not just the wealthy, but full and part-pensioners too. Early, strategic advice is now essential. Advisers can clarify changes, structure assets, manage cashflow, and provide peace of mind for clients and their families. Proactive planning today can prevent confusion, stress, and unnecessary costs tomorrow.

Advisers often fear losing clients, but the real risk may be those who stay disengaged. Morningstar research found just 6% of clients left their adviser, yet 94% showed signs of disengagement, clients who stay on the books but no longer grow with the practice, refer others, or fully trust advice. Small missteps like using jargon, slow follow-up, or not aligning with client values can erode trust. Minor changes can re-engage clients and rebuild strong relationships.